I must have an evil alter ego somewhere. Actually, I'm pretty sure I can access it, I just don't want to unlock that box.
As the 3rd anniversary of Mr. Ex's departure approaches, I have become increasingly cranky at having my financial affairs entwined with his. About five seconds after I got my first alimony check, I stopped using all of our joint credit cards, never touched the ATM cards for our joint accounts, never wrote a check. He, however, is still using our joint checking accounts (currently funded by his money)--one of which he is consistently overdrawn on. I don't suppose this is good for my credit rating. It is certainly not good for my mental health. It is not possible to simply remove my name from the account, so it must be closed.
On June 30th I sent Mr. Ex an email titled, "I'm going to close our xxxx Bank checking account." I asked how much time he needed to reconfigure his automatic bill pay. How did he respond? He didn't. Zilch. Zip. Nada. I've been busy writing, so I let it go. Today, I decided to close the account and drove to the bank. Hmmm, I thought, maybe I should give him one more chance. All those bills on autopay. He has a baby in the house. What if they shut off his water or his power or the gas? So I sat in my car and called his secretary and asked to speak to him. He was too busy, so I asked her to give him a very specific message. "I need to close the account," I said. (I didn't tell her he is consistently overdrawn). "He has a lot of bills on autopay."
I ran an errand. I came home. The account is overdrawn again.
Is there something I can take to make me meaner?